Sigma’s BaaS and Neobank enablement solutions provide the infrastructure to launch and scale digital banks. They combine core banking API solutions, digital onboarding solutions for fintech, and card issuing platforms with compliance-ready BaaS to deliver end-to-end, secure, and scalable banking experiences.
Banking is no longer just a service—it’s an experience. Sigma’s Banking-as-a-Service solutions and neobank enablement solutions empower financial institutions to launch faster, scale smarter, and deliver seamless customer journeys without limits.
Sigma’s Banking-as-a-Service (BaaS) and neobank enablement solutions help fintechs, banks, and credit unions launch digital banking faster. Our core banking API solutions and digital onboarding solutions for neobanks power everything from virtual bank accounts to fintech compliance API integration, delivering scalable, regulation-ready platforms across the USA and other countries.
Key features:
Sigma’s compliance-ready BaaS solutions are cloud-native and modular, facilitating Neobank architecture built to scale. With our API-first solutions, we unify payments, onboarding, and compliance in a robust, fault-tolerant system using microservices, containerization, and real-time event models.
Key Features:
Sigma’s Banking-as-a-Service solutions enable frictionless digital account opening with paperless onboarding for fintechs and digital banks. By integrating robust third-party KYC tools and real-time identity verification, our solutions reduce drop-offs, enhance security, and accelerate the acquisition of fully compliant customers.
Key Features:
Sigma’s neobank enablement solutions and core banking API solutions facilitate virtual card issuance for fintechs, creating immense scope for product portfolio expansion. Our fintech services, encompassing card issuing and payment solutions, along with integrated payment rails and PCI compliance, enable digital banks to establish spend controls and wallet connectivity vital for secure, scalable, and fast market deployment.
Key Features:
Sigma’s solutions, encompassing fintech AML compliance software with real-time risk profiling, empower digital banks and neobanks to keep a tab on fraudulent transactions. Our KYC/AML integration solutions combine automated identity verification for digital banks with global watchlist screening and AI-powered monitoring, ensuring secure, compliant, and seamless onboarding for fintechs and digital banks.
Key Features:
Our Banking-as-a-Service and neobank enablement solutions for onboarding, card issuance, and APIs allow digital banks to get to market faster.
Our compliance-ready BaaS solutions, formulated considering regulatory frameworks and fintech compliance, allow digital banks to effortlessly maintain a robust compliance position.
Our BaaS solutions allow digital banks to offer users virtual banking accounts, embedded financing, and new payment offerings, paving the way for new revenue streams of growth.
Our API-first, cloud-native digital banking solutions bring high-volume growth, crucial for neobanks to scale without limits.
The global neobank market value is projected to surge to $471.0 billion by 2027, growing at a CAGR of 48.1%.
Our Banking-as-a-Service solutions, neobank enablement, and core banking API solutions help fintechs and financial organizations launch challenger banks, integrate card issuance, deliver embedded finance offerings, and scale with compliance-ready infrastructure.
Align tech and compliance strategy
Build APIs, onboarding, and card services
Secure and regulatory-ready deployments
Live deployment with growth support
From neobank enablement solutions and core banking API solutions to digital onboarding solutions for challenger banks, card issuing solutions for fintechs, and embedded finance solutions, our Banking-as-a-Service solutions help financial institutions and app-based banks, including online-only banks and fintech start-ups, accelerate innovation, unlock new revenue streams, and stay compliant with regulatory standards.
Talk to Our Fintech Experts
See how a leading U.S. banking association boosted efficiency, security, and member engagement through innovative tech solutions.
Read more
Developing a custom web-based platform for a boutique capital formation firm to streamline its investment operations.
Read more
Automating Email and SMS communication systems with real-time tracking to improve on-time payments, and for recovering delinquent accounts.
Read moreWhat is BaaS (Banking-as-a-Service) and why is it important for digital banks?
BaaS allows digital banks, neobanks, challenger banks, and online banks to build and launch banking services through modular, API-first infrastructure. With Sigma Infosolutions’ enablement solutions, fintechs can rapidly deploy payments, compliance, onboarding, and card issuance capabilities—without building a bank from scratch.
How do neobanks and challenger banks launch faster with BaaS solutions?
By leveraging ready-to-integrate APIs for payments, KYC/AML, and core banking, neobanks and online banks can reduce time-to-market from years to months. Sigma provides a compliance-ready foundation so fintechs can focus on user experience and growth instead of regulatory heavy lifting.
What payment rails can digital banks integrate with BaaS solutions?
Sigma enables integration with FedNow, ACH, RTP, and card networks, giving neobanks and challenger banks the flexibility to power instant transfers, recurring payments, and digital wallet connectivity—all within a secure, API-first framework.
How does card issuance work for neobanks and fintechs?
With BaaS enablement, digital banks and fintechs can issue branded debit, credit, and virtual cards instantly via APIs. Sigma helps configure spend controls, fraud protection, and wallet linking so fintechs can offer secure, modern payment experiences.
Why is compliance critical for digital-first banks?
For neobanks and online banks, compliance with KYC, AML, and PCI-DSS regulations is non-negotiable. Sigma’s compliance-first solutions ensure secure onboarding, global sanctions screening, and fraud monitoring—helping fintechs build trust while staying regulator-ready.
How does KYC/AML integration improve customer onboarding?
Sigma’s API-driven KYC/AML tools automate identity verification, risk scoring, and watchlist screening. This enables neobanks and challenger banks to onboard customers quickly while reducing fraud risks—balancing speed with compliance.
Can fintechs embed banking services into their apps?
Yes. Using BaaS APIs, fintechs, BNPL apps, and gig platforms can embed payments, lending, card issuing, and account services directly into their apps. Sigma delivers the embedded finance tech stack needed to turn any app into a financial hub.
What role does real-time analytics play in neobank growth?
Real-time data is essential for digital banks and challenger banks to track customer activity, detect fraud, and optimize financial products. Sigma provides real-time payment and risk analytics to help fintechs scale intelligently and securely.
How do digital banks ensure scalability with BaaS?
By leveraging cloud-native, modular APIs, neobanks and fintechs can scale as customer demand grows. Sigma’s enablement approach ensures that infrastructure, payments, and compliance evolve seamlessly without re-building platforms.
What makes Sigma Infosolutions different in BaaS enablement?
Unlike cookie-cutter platforms, Sigma delivers tailored, compliance-ready enablement solutions for digital banks, neobanks, challenger banks, and fintechs. From card issuance to payment rails and KYC/AML solutions, Sigma ensures fintechs launch faster, scale smarter, and stay compliant.