20+ Years of Digital Transformation Mastery: Driving results across industries with proven tech expertise.
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Sigma Fintech Services, the Big Picture
Fintech Is Our Focus. Innovation Is Our Default.
We don’t just serve the fintech sector—we specialize in it. Since 2004, we’ve engineered secure, compliant financial solutions that digitize operations, redefine performance, and deliver measurable business results. Our custom-built solutions for fintech product innovation deliver faster workflows, lower operational costs, foster revenue growth, and bring full visibility into every transaction.
Core to Edge: Sigma’s Fintech DNA—Lending. Payments. Neobanking. And More Done Right
Digital Lending Software Solutions for US Lenders & Credit Unions
Digital lending solutions in the USA to automate and streamline the entire lending lifecycle—from application to collections.
Digital financial services with scalable, cloud-native platforms for lenders enable faster approvals, improve risk assessment, and allow seamless borrower experiences with modular solutions that integrate easily with existing infrastructure. Our digital lending software development competencies for fintech lending align strategically with business needs to reduce turnaround times, lower default risk, and modernize lending for a digital-first borrower experience.
Loan Origination Software | Loan Servicing Solutions | Digital Client Onboarding | Anti-Fraud Solutions for Lending Platforms | Lending Platform Development | AI Payment Solutions|
Digital Payment Software Solutions for the US Market
From mobile wallets to Buy Now, Pay Later (BNPL), Sigma Infosolutions offers secure, scalable, and seamless fintech payment solutions in the USA that power modern transactions.
Sigma’s digital payment solutions for US businesses, engineered for speed, compliance, and a frictionless user experience, enable cross-border payments and streamline the integration of embedded finance into apps. Our cloud-based payment infrastructure development services in the US, including API-first payment platforms and secure digital payment processing, are ideal for businesses seeking rapid launches, effortless scaling, and trusted payment experiences for their users.
BNPL solutions | Microfinance software solutions
Investment Software Solutions for WealthTech & Asset Managers
Investment software solutions to reimagine investing with tech that’s fast, intelligent, and optimized for performance and expansion.
With our fintech solutions and services, we design powerful wealthtech platforms that do more, think AI-driven advisory, real-time portfolio insights, and built-in compliance from day one. Whether launching a digital brokerage or scaling investment operations, we’ve got the tech to take you further. Our versatile investment software engineering capabilities power next-gen investment experiences, investor onboarding, KYC, portfolio analytics, investor syndication, AI-powered recommendations, and personalized, predictive, and always compliant.
Investor onboarding solutions | Investment fraud detection | Investment platform development | Investment data analytics solutions | Investment operation platforms | AI for smart investing | Robo-advisory platform
Open Banking & API Integrations
Fintech API integration services to break down silos, plug into innovation, and power the future of financial connectivity.
With feature-rich fintech solutions and services, we build high-performance APIs and open banking frameworks that let you go from idea to impact faster, whether you’re launching embedded finance, integrating with third-party apps, or scaling a BaaS ecosystem. Our integration-ready fintech APIs for financial product development are the numero-uno solution for businesses vying to go beyond plug and play—build a platform that connects, scales, and dominates.
Secure API solutions for fintech | regulatory-compliant APIs| third-party fintech integrations | API security for fintech
Quickly Integrate with Fintech Ecosystem
AI-Driven Analytics & Fraud Prevention for US Payment Platforms
Fintech analytics solutions to turn raw data into real-time decisions and predictive power.
As a fintech software development company, we build AI-driven fintech platforms that do more than process data—they learn, adapt, and optimize. Our financial data analytics for fintech offer credit scoring models for investment insights and fraud detection, helping businesses unlock intelligence at scale. Our expertise in fintech analytics solutions allows businesses to make smarter decisions faster, with data that works as hard as you do.
Predictive credit scoring | Fintech user behavior analytics | AI fraud detection solutions | Fintech chatbots
BaaS & Neobank Enablement
End-to-end Banking-as-a-Service solutions to accelerate your digital banking journey
Our Financial Software Development Services help you launch and scale neobanks with modular, compliant, API-first platforms—ready for KYC, payments, lending, cards, and more. Whether you’re building from scratch or modernizing legacy rails, we deliver the infrastructure to launch fast, scale securely, and deliver standout user experiences. Our neobank enablement solutions allow precisely that; they’re well-suited for enterprises striving to achieve a rapid go-to-market with fully compliant digital banking tools.
RegTech & Compliance Automation
Regtech and compliance automation solutions to stay ahead of regulations—without slowing down or compromising an enterprise’s innovation capabilities.
With a robust experience in financial technology consulting services, we are empowering fintech businesses to go digital securely. Our RegTech solutions effectively automate compliance, streamline audits, and ensure financial integrity, enabling businesses to establish a robust compliance posture. From AML checks to real-time reporting, we help enterprises meet regulatory demands with speed and precision, making compliance effortless so that they focus on growth and not on red tape.
KYC/AML Automation | Document Verification| Real-Time Regulatory Reporting | Audit & Risk Management
Fintech Product Engineering
Fintech product engineering services to turn breakthrough ideas into powerful digital products—and build what’s next in finance.
We don’t just write code—we engineer fintech products that are fast, secure, and built to dominate. From disruptive MVPs to enterprise-grade platforms, we bring the tech firepower and domain expertise that an enterprise needs to turn ideas into market-ready solutions. Our custom-built solutions for fintech product innovation, encompassing fintech DevOps and cloud engineering, microservices architecture, and more, resonate with businesses vying to lead the fintech revolution.
Custom Platform Development | MVP to Full-Scale Platforms | Low-Code & No-Code Platforms| DevOps for Fintech and CI/CD| Cloud-Native Architecture for Fintech | Scalable Architecture Design for Fintech
Other Advanced Technologies
Custom fintech solutions built with state-of-the-art technology for performance, security, and growth.
As a top player in custom fintech platform development services, we provide cutting-edge solutions—the latest in AI, cloud, big data, and blockchain for maximizing the performance, intelligence, and security of financial platforms. From LLMs for smarter decision-making to IoT-driven banking, as a financial software development company, we engineer with the future in mind.
Cloud Computing, Big Data, Artificial Intelligence, Machine Learning, Image Analysis, Large Language Models (LLM) for Finance, Blockchain for Finance, IoT for Smart Banking and Finance
The Sigma Impact
Sigma Fintech Software Development Services—Where Fintech Gets Real Results
From automation to competitive edge—our fintech solutions drive real business outcomes.
Optimum operational efficiency
As a digital financial services provider, we enable automation of workflows like underwriting and reporting to accelerate approvals, cut manual effort, and reduce costs—driving faster, smarter financial operations.
Built-In Trust that Scales
As a financial software development company at the forefront of creating cloud-native platforms for modern finance, we ensure built-in compliance. Regulatory rules, audit trails, and data validations mitigate regulatory risks, helping businesses build lasting trust with clients.
Speed to New Markets
Our comprehensive fintech development and consulting services with cloud-native, modular architectures and API-first architecture for seamless integrations allow businesses to scale faster, expand to new markets, adapt quickly to change, and stay ready for what’s next.
Higher returns with lean operations
Sigma’s fintech solutions allow businesses to streamline operations by consolidating tools, reducing manual errors, and automating key processes. They lower IT costs and improve ROI, empowering fintech companies to gain a good grasp over their budget.
The First-Mover Advantage
Our end-to-end fintech platform engineering services and embedded finance capabilities allow companies to stay ahead with faster product development, fueling tech-driven innovation. They empower businesses to capture market share, elevate their brand, and lead as a first mover in competitive turfs.
Why US FinTechs Choose Sigma?
A Fintech Powerhouse Behind Platforms That Perform
Avail Sigma’s Fintech Expertise Now!
Sigma Financial Software Development Service Powering the Future of Fintech Across Every Vertical
Empowering innovation with scalable and secure financial software solutions:
Digital Banks
Fintech solutions to accelerate digital transformation with core banking modernization and seamless customer experiences.
Alternative Lenders
Digital lending solutions to streamline loan origination, underwriting, and servicing with intelligent automation.
Wealth & Asset Management Firms
Investment software solutions to build robust platforms for portfolio management, investor reporting, and regulatory compliance.
Marketplaces & Platforms
Fintech solutions to enable secure, real-time financial transactions across multi-party ecosystems.
Embedded Finance Providers
Fintech solutions to deliver plug-and-play financial capabilities that integrate effortlessly into non-financial apps.
Final call out:
Looking for a strategic fintech growth partner? Your search ends here!
We offer end-to-end banking IT services and solutions, machine learning and AI tools for smarter finance, API integrations that empower banks and financial institutions and lenders to digitize operations, accelerate innovation, and stay compliant. From core banking to emerging technologies like DeFi, our expertise spans every critical function. Choose Sigma Fintech Solutions and embrace fintech success.
Together with Clients, We Build Fintech That Performs
Success Stories
See how a leading U.S. banking association boosted efficiency, security, and member engagement through innovative tech solutions.
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Developing a custom web-based platform for a boutique capital formation firm to streamline its investment operations.
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Automating Email and SMS communication systems with real-time tracking to improve on-time payments, and for recovering delinquent accounts.
Read moreFrequently Asked Questions
What types of fintech platforms does Sigma Infosolutions develop?
We provide scalable, cloud-native software solutions for digital lending, investing, and payments, tailored to the needs of US-based banks, fintech startups, and regulated financial institutions.
Do you offer end-to-end software development services for financial institutions?
Yes. From product strategy and UX to engineering, DevOps, and post-launch support, we provide full-cycle development for banks, neobanks, wealthtech firms, and fintechs.
Can Sigma help non-bank lenders with digital lending solutions?
Yes. We develop custom digital lending platforms for non-bank lenders, including loan origination systems (LOS), underwriting engines, servicing tools, and compliance-ready reporting.
How does Sigma support digital lending platforms?
We deliver complete digital lending ecosystems with features like borrower onboarding, credit scoring, risk analytics, loan servicing, collections automation, and portfolio dashboards.
What expertise does Sigma have in payment infrastructure and integration?
We specialize in cloud-based digital banking and payment infrastructure development, including payment gateway integration and embedded finance enablement for US fintechs.
Do you support AI-enabled features like fraud detection and compliance?
Yes. Our solutions encompass AI and machine learning for fraud detection, KYC/AML automation, and regulatory compliance—designed for SEC-, FINRA-, and OCC-regulated environments.
What expertise does Sigma have in payment infrastructure and integration?
We specialize in building digital banking and payment infrastructure, including payment gateway integration, real-time transaction processing, and embedded finance enablement.
How does Sigma support investment and wealthtech platforms?
We offer product engineering for wealthtech platforms and RIAs, including investor onboarding, KYC, portfolio management, AI-powered recommendations, and syndication features.
Do you offer open banking and fintech API development services?
Yes. We build integration-ready APIs for open banking, financial data aggregation, and seamless third-party connections with banks, credit unions, and payment providers.
Can Sigma enable embedded finance in consumer-facing fintech apps?
Yes. Our fintech software services support embedded finance capabilities such as in-app lending, payments, and investments using secure, scalable APIs and cloud-native infrastructure.
Do you provide DevOps and cloud engineering for fintech platforms?
Yes. Our DevOps services include CI/CD pipelines, infrastructure-as-code, cloud provisioning, and security monitoring for compliant and scalable fintech deployments.
Can Sigma help modernize or migrate legacy banking systems?
Absolutely. We re-engineer legacy systems using microservices, API-first architecture, and cloud-native tools to improve scalability, performance, and compliance.
What technologies does Sigma use for fintech software development?
Our stack includes Java, .NET, Node.js, Python, React, Angular, PostgreSQL, AWS, Azure, Kubernetes, and Kafka. We also integrate third-party tools for KYC, fraud detection, and analytics.
How does Sigma ensure compliance in financial software development?
We embed regulatory standards like PCI-DSS, SOC 2, GDPR, ISO 27001, and AML/KYC into our solutions with audit trails, encryption, and automated compliance workflows.
What makes Sigma a reliable software partner for US fintechs?
We combine deep fintech domain expertise with regulatory knowledge and proven engineering. Our clients range from high-growth startups to established financial institutions.
How do you ensure US banking compliance in fintech software?
We build platforms aligned with US federal and state regulations, including PCI-DSS, SOC 2, GLBA, and CFPB guidelines, ensuring security and compliance at every stage.
Do you integrate with ACH, Fedwire, and Zelle payment systems?
Yes, we offer secure API integrations with ACH, Fedwire, Zelle, and major US payment networks for instant and scheduled payments.
Can Sigma build BNPL platforms for the US market?
Yes, we develop BNPL platforms tailored to US market demands, including flexible repayment schedules, merchant integrations, and regulatory compliance.